🏠 Cash Home Purchases Drop in Texas: What Lower Mortgage Rates Mean for Buyers & Investors 📉

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 20/02/2026

Cash Home Purchases Drop to Lowest Level Since the Pandemic — What It Means for Texas All-cash home purchases declined nationally in December 2025, reaching the lowest level since early 2020. According to recent data, the share of buyers paying entirely in cash fell from 30.3% in December 2024 to 29% in December 2025 — well below the late-2023 peak of 35%.

Bill Rapp, Commercial Mortgage Broker

📉 Why Ultra-Low Pandemic Rates Aren’t Coming Back — And Why That’s Actually Good 👍

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 01/12/2025

📉 Why Ultra-Low Pandemic ERA Rates Aren’t Coming Back — and That’s OK For years, buyers, investors, and even real estate agents have held onto one big hope: “Rates will go back to 2% and 3% again.”

Bill Rapp, Commercial Mortgage Broker

🏠 Jumbo Loans in Houston: Finance Your Dream Home Without Limits 💸

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 26/06/2025

📊 Jumbo Loans in Houston: When Your Dream Home Exceeds Conforming Limits Houston’s real estate market continues to grow, and with it, so do home prices—especially in prime neighborhoods like Memorial, River Oaks, The Heights, and West University. But what happens when your dream home comes with a price tag that exceeds conventional loan limits? The answer: jumbo loans.

Bill Rapp, Commercial Mortgage Broker

💰 How Mortgage Brokers Can Use SEO to Find More Clients Online 🌎

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 02/05/2025

📈 SEO for Mortgage Brokers: How to Get More Qualified Leads Online Let’s face it—Google is your new business partner. Whether you’re financing a doctor loan, a fix-and-flip, or a multifamily cash-out refinance, the clients you want are already searching. The question is: Will they find YOU?

Bill Rapp, Commercial Mortgage Broker